There is much confusion between the differences in Disability Insurance and Critical Illness insurance. Part of the confusion arises because there are some overlaps in coverage. People should also not confuse choosing one over the other. They are not exclusive of each other, but complementary plans designed to provide different support for different circumstances and…

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These daily financial tips are designed to be short ideas covering different aspects of family and business finances. They are short pieces intended to provide information to enable individuals, families and businesses to make informed financial decisions. Not all tips will apply to every situation, but over the course of a year, most financial topics…

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These daily financial tips are designed to be short ideas covering different aspects of family and business finances. They are short pieces intended to provide information to enable individuals, families and businesses to make informed financial decisions. Not all tips will apply to every situation, but over the course of a year, most financial topics…

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Mortgage insurance is a form of life insurance and is often combined with some Disability insurance and Critical Illness insurance. Mortgage insurance is always offered by banks, mortgage companies and is often included as part of your monthly mortgage payments. It is convenient, but given it has much less underwriting/qualifying criteria, it also has more…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recovery. Until June 3, 2017, I have never had any broken bones (not counting a broken collar bone as a child that didn’t require surgery) or major surgery (don’t count impacted wisdom teeth as…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recovery. Daily we pass by and see all sorts of people as we go about out daily routines. Whether it be at the shopping mall, on the way to work, at school or sports…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recover Due to the severity of my original ankle injury which ruptured my Fibula, Tibia and Talus (all major components of my right ankle), ankle fusion surgery was always a possibility. Originally it was…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recovery. My weekly surgeon visits had been going well. The incisions healed well, without infection. The swelling in the ankle continued to subside. I felt increased strength developing in the ankle. I still was…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recovery. One would think that the surgery and trauma of a severe compound fracture would be the source of greatest pain.. While no picnic and I wouldn’t recommend it, the actual trauma of the…

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On June 3, 2017 I had an accident that had profound effects on my lifestyle. This blog recounts my road to recovery. I was so looking forward to a restful visit at my mom’s in Pinehurst North Carolina. Living in Vancouver BC, I don’t get out to North Carolina often and it’s too far a…

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